III.   Rights

Tenancy is a fictional term that defines the occupancy of property under lease agreement. Hence, a Tenant is an occupier of leasehold.

Tenancy means both the period of occupancy as well as the property occupied by the tenant.

Under a lease, also known as a “tenancy”, a tenant is obliged to pay the owner of the property some form of fee for its use or compensation.The most common term for the fee paid by a tenant for use of property is rent, while the most common term used for compensation from use is tax.

A borrower also known as a mortgagor of a Mortgage is a tenant, with the bank or financial institution as their landlord and the rent being the interest component of their loan.

A bank or financial institution of a mortgage as lender and landlord to the borrower is itself a tenant of the relevant county or state as the higher landlord with the rent payment due in the form of tax.

When a financial institution does not pay the rent it owes to the higher landlord but permits its tenant to pay rent twice, then this is a fundamental fraud and corruption of the principles of leasehold and performance of duties.

While a tenant may be guilty of breach of agreement in failing to perform their obligations, by the most ancient of principles of law, a landlord is not permitted to evict a tenant until they are afforded an opportunity to repair the breach.

A failure by any inferior Roman Court to provide clear instruction to a tenant on how to repair a breach of agreement is a serious fraud and injury against all agreement law and tantamount to consenting that inferior Roman Law of agreements no longer applies and is null and void.